INTEREST RATES
Lucky 7- Fixed Deposit- 7 month
- The company has been registered by the Monetary Board of the Central Bank of Sri Lanka under the finance business Act no. Eligible deposit liabilities are insured with the Sri Lanka deposit insurance scheme, implemented by the monetary board, for compensation up to a maximum of Rs.600, 000/- per depositor.
- The company has been registered by the Monetary Board of the Central Bank of Sri Lanka under the finance business Act no. Eligible deposit liabilities are insured with the Sri Lanka deposit.
A minimum deposit of Rs. 25,000/- is all what you need to open a fixed deposit account. If you are a Sampath Bank account holder, then the interest earned, whether monthly or annually, can be automatically transferred to your Current or Savings account according to your wishes. The returns on fixed deposits are calculated on a certain rate. This rate of return is known as the fixed deposits interest rate. The rate is determined by the bank at the time of booking the deposit and remain same throughout the term of deposit. Thus, the depositor receives the hike on the invested amount at the regular and fixed rates.
Rates with effect from 27.10.2020
Children's Savings Deposits - MUTHUSINA & CHALLENGER DEPOSITS
SAUBHAGYA - Normal Savings Deposits
KAPTHURA - Fixed Deposits
PIDUMA - Fixed Deposits (For Senior Citizens-Age above 60)
Loan Rates
Other than Salaried Income (Business and Foreign Employment etc.)
Fixed Rate
throughout
the period (up to 7 years)
throughout
the period (up to 7 years)
Fixed Rate
throughout
the period (up to 7-10 years)
throughout
the period (up to 7-10 years)
Fixed Rate
throughout
the period (above 10 years)
throughout
the period (above 10 years)
Floating Rate
throughout
the period
(Revised Quarterly)
throughout
the period
(Revised Quarterly)
* AWPLR is calculated based on the weekly average of AWPLR for the past three months
(note : AWPLR - Average Weighted Prime Lending Rate)
(note : AWPLR - Average Weighted Prime Lending Rate)
Personal Loans
(Professionals)
Upto 5 Years
Upto 10 Years
(Professionals)
Upto 5 Years
Upto 10 Years
Others
(Including Employees in
Government/ Semi Government Institutions)Upto 7 Years
Upto 10 Years
Upto 12 Years
(Including Employees in
Government/ Semi Government Institutions)Upto 7 Years
Upto 10 Years
Upto 12 Years
Private Sector Employees
Upto 5 Years
Upto 7 Years
Upto 5 Years
Upto 7 Years
Personal Loan (Property Mortgage)
Salaried income or professional income, other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Salaried income or professional income, other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
* AWPLR is calculated based on the weekly average of AWPLR for the past three months
(note : AWPLR - Average Weighted Prime Lending Rate)
(note : AWPLR - Average Weighted Prime Lending Rate)
Personal Loans
(Professionals)
Upto 5 Years
Upto 10 Years
(Professionals)
Upto 5 Years
Upto 10 Years
Others
(Including Employees in
Government/ Semi Government Institutions)Upto 7 Years
Upto 10 Years
Upto 12 Years
(Including Employees in
Government/ Semi Government Institutions)Upto 7 Years
Upto 10 Years
Upto 12 Years
Private Sector Employees
Upto 5 Years
Upto 7 Years
Upto 5 Years
Upto 7 Years
Personal Loan (Property Mortgage)
Salaried income or professional income, other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Salaried income or professional income, other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Sampath Bank Fd Rate
Personal Loan (Property Mortgage)
Other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Sampath Bank Fixed Deposit Rates 2020 Calculator
Business Loans (Upto 5 Years)
Against Moveable or Immoveable property
Agaist Individual or Director personal gurantor
Against Moveable or Immoveable property
Agaist Individual or Director personal gurantor
